Submitted by Carri S. Leininger on 23 Jan, 2025
Insurance professionals and coverage attorneys already know the general law that governs policy interpretation. Insurance contracts are construed in accordance with the plain language of the policies as bargained for by the parties.” Prudential Prop. & Cas. Ins. Co. v. Swindal, 622 So. 2d 467, 470 (Fla. 1993).
Submitted by Jessica Gregory and Carri Leininger on 27 Dec, 2024
An Insured’s misstatement or omission in an application for insurance need not be intentional to prevent recovery under an insurance policy, it must only be material. See Fla. Stat. §627.409. Even if the Insured did not provide the misinformation because the agent completed the…
Submitted by Jessica Gregory and Carri Leininger on 27 Dec, 2024
Commercial General Liability Policies today will often include an exclusion related to installation of an Exterior insulation and finish system or EIFS. Some of the EIFS exclusions contain broader language then others. For example, one version we have seen reads: This policy…