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Coverage Defense versus no Coverage

Submitted by Jessica Gregory and Carri Leininger on 17 Jun, 2026

Under Florida law, there is a critical distinction between a coverage denial  and a coverage defense. A coverage denial  occurs when the claim falls outside the scope of the policy’s insuring agreement or is expressly excluded by the policy’s terms. For example, if a liability policy only covers…

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Non-Delegable Duty Involving Latent Property Defects.

Submitted by Bryan McLaughlin on 05 Jun, 2026

Plaintiffs often sue property owners for alleged injuries that occur on their property due to the mere fact they own the property. In many cases, the property is leased and under the control of other entities that have a duty to maintain the property, and the owner has no active…

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Offer Letters versus Employment Contracts

Submitted by Melanie Barker on 05 Jun, 2026

Florida Courts have established that an offer letter is not automatically a contract for employment. Pursuant to Florida law, employment is presumed to be at will or without  contract unless there are a clear and definitive contract terms. See Muller v. Stromberg Carlson Corp, 427 So.2d 266, 268 (Fla. 2d…

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