Employer’s liability exclusion in standard CGL policy applies to “statutory employees”
Submitted by Jessica Gregory on 25 Mar, 2021
Contractors who sublet out a portion of their work are considered “statutory employers” of their subcontractor’s employees under the Worker’s Compensation Act. See 440.10, Florida Statues. The statutory relationship is not contingent upon the employer actually securing worker’s compensation coverage for the employee. Fla. Ins. Guar. Ass’n, Inc. v. Revoredo,…