Submitted by Jessica Gregory on 01 Jun, 2022
Pursuant to Fla. Stat. Ann. § 627.409, an insurer may rescind an insurance policy based upon a material misrepresentation in the application for insurance. This statute permits rescission for misrepresentation of “[a]ny statement or description made by or on behalf of an insured”. Thus, the misrepresentation does not necessarily have…
Submitted by Jessica Gregory on 25 Apr, 2022
General liability insurance policies provide coverage for “property damage”. Property damage is typically defined as: “Physical injury to tangible property including all resulting loss of use of that property.” The case law in Florida makes it clear that there is a difference between a claim for removal / replacement of…
Submitted by Jessica Gregory on 01 Apr, 2022
Fla. Stat. Ann. § 627.428, provides, in pertinent part: 1) Upon the rendition of a judgment or decree by any of the courts of this state against an insurer and in favor of any named or omnibus insured or the named beneficiary under a policy or contract executed by the…